As a restaurant owner in Santa Barbara, you face unique risks and challenges in your industry. From property damage to liability claims, having the right business insurance can provide peace of mind and financial security.
Our team at Baxter Insurance offers a range of business insurance options specifically designed for restaurants. Highlighted below are a few coverage options we offer:
General liability insurance: This coverage can protect your business from claims of bodily injury, property damage, and advertising injury. It can also cover your legal defense costs in the event of a lawsuit.
Commercial property insurance: This coverage can protect your restaurant from property damage caused by events such as fire, theft, and natural disasters.
Workers’ compensation insurance: If you have employees, this coverage can provide medical and wage benefits if they are injured or become ill while working for you.
Business interruption insurance: If your restaurant is forced to close temporarily due to a covered event, this coverage can provide income replacement and help cover ongoing expenses.
Equipment breakdown insurance: If your business relies on specialized equipment, this coverage can help cover the costs of repairs or replacements if they break down.
Contact us today for a review and tailored insurance quotes.
