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Top 8 Health Insurance Facts

Top 8 Health Insurance Facts

The 2016 Open Enrollment for Health Insurance is underway, if you haven’t already signed up for a plan, we can help! We’ve collected the top facts about Health Insurance that we thought you should know and how to find the best health insurance premiums for you and your family.

1. You can find $75 – $100/month Premiums

In 2015, 1 in 6 Americans qualified for a Health Insurance plan for $100 or less, while 87% of Americans who selected a Marketplace Health Insurance plan received financial assistance. In 2016, 7 out of 10 people qualified for Marketplace Health Insurance for less than $75/month!

2. Shopping Around Can Save You Money

People who shopped around and switched plans in 2016 saved more than those who stuck with their plans from 2015. Find out what is newly available! Call Baxter Insurance for a quote today.

3. Your Kids Can Stay On Your Plan Longer

Young adults can stay on their parents’ plans until they’re 26 now, giving you and your children a better combined rate. If you have separate plans or want to inquire about adding your kids back to your policy we can help sign everyone up.

4. Hiring an Insurance Agent is free!

We can help you find the right premium for you by signing you up over the phone for free! Call today to speak with a live representative at Baxter Insurance (805) 963-4048.

5. Earn Tax Breaks

Do you run a small business? You can now get a tax break by offering health insurance to your employees! Let’s see what kind of plans we can get for you and your employees under the Affordable Care Act.

6. Verifying Your Plan and Info Can Save You Money

If your income has changed, if you have a change in marital status or if you had a baby in the last year, then you could be eligible for cost assistance. Verify or update your information on file to see what is available to you. Existing Marketplace customers can update their information at any time.

7. Losing Coverage Will Cost You

You have to be sure to maintain coverage throughout the year to avoid having to pay excessive back tax credits, so don’t forget to pay your premium! Setting up auto-pay for Health Insurance is the best way to avoid missing a payment.

8. You Cannot Be Denied Coverage

Insurance companies could previously deny coverage for pre-existing medical conditions, but Health Insurance has stopped insurance companies from denying coverage or dropping you if you become sick.

Signing up is easy, we can compare plans and give you a quote over the phone! Call one of our live representatives at Baxter Insurance to get started, (805) 963-4048.

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