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Baxter Insurance

Understanding the CA Fair Plan Insurance for Homes in High Wildfire Areas in Santa Barbara

By April 4, 2023September 27th, 2023No Comments

CA Fair Plan Insurance is a specialized insurance policy that is designed to provide coverage for homes in high wildfire areas. If you own a home in a high fire area Santa Barbara, you may be unable to obtain standard homeowners insurance. If so, the CA Fair Plan may be an option to consider.

Here are some important things to know about the CA Fair Plan Insurance:

It is a last resort insurance option
It provides basic coverage for fire damage
It does not cover other perils such as theft or water damage
It may be necessary for homes in high wildfire areas

At Baxter Insurance in Santa Barbara, we can help you understand your options for insurance coverage, including the CA Fair Plan Insurance. Our team of experienced insurance agents can work with you to assess your risks and provide recommendations for the right coverage options to protect your home and assets.

If you own a home in a high wildfire area in Santa Barbara, don’t wait until it’s too late to obtain the proper insurance coverage. Contact us today for a free quote and to learn about what coverage options may be available to you.