Anthem Blue Cross has announced some updates to their 2015 Affordable Care Act (ACA) health insurance plans.
Health Plans- Names Changes
Anthem has renamed their individual health insurance plans in 2015. All plans will now include the metal level (Bronze, Silver, Gold, and Platinum) in the health plan name. The health plans will also include the network name, type of product, copayment and deductible.
These changes will simplify the plan names with Anthem. Under the Affordable Care Act, there are four core metal health plans- Bronze, Silver, Gold, and Platinum. In 2014 Anthem’s health insurance plans sold off-exchange (Or outside Covered California) had different names which led to some confusion. The inclusion of the metal plans will help simplify the buying experience for customers.
Embedded Pediatric Dental
All plans will not have the pediatric dental coverage embedded in the plan. Previously, the pediatric dental was broken out as a separate cost. In 2015 the pediatric dental insurance coverage will be embedded within the cost of the health insurance plan.
Members plans that are being discontinued or amended will receive two letters from Anthem. The letters will detail the members health insurance plan amendments and/or discontinuances.
At Baxter Insurance, we are on top of all health insurance changes. Please do not hesitate to contact us with any insurance questions. We are your health insurance and Covered California resource in Santa Barbara.