Notice: amp_is_available was called incorrectly. amp_is_available() (or amp_is_request(), formerly is_amp_endpoint()) was called too early and so it will not work properly. WordPress is currently doing the "init" action. Calling this function before the "wp" action means it will not have access to WP_Query and the queried object to determine if it is an AMP response, thus neither the "amp_skip_post()" filter nor the AMP enabled toggle will be considered. Please see Debugging in WordPress for more information. (This message was added in version 2.0.0.) in /home/zf5te4gdjvit/public_html/wp-includes/functions.php on line 5167
What is a Personal Umbrella Policy? – Insurance Quotes in Santa Barbara, Home Insurance, Business Insurance, Medicare Insurance, Life Insurance. Get a quote today!
skip to Main Content
Uninterrupted Service and Support. We are here for your during these challenging times. Need Help? Call Us at 805-963-4048 or email
What Is A Personal Umbrella Policy?

What is a Personal Umbrella Policy?

A personal umbrella policy is a key part of your insurance protection. Personal umbrellas are additional policies that can provide extra liability protection over and above what your underlying policies cover you for. You can purchase these policies in $1 Million dollar increments.

If you have autos and a home, the umbrella policy would give you additional liability protection over what your auto and home insurance policies cover. For example, should a large liability claim be made on one of your underlying policies, and the underlying limits were not sufficient, an umbrella policy could provide additional coverage and protection. Without an umbrella policy in this case, the insured could be left paying the difference out of pocket.

Personal umbrella policies are relatively inexpensive, and can provide much needed additional coverage should a claim arise that exceeds your underlying liability limits. It is important to periodically review your umbrella policy to ensure it lists the correct vehicles and properties.

Back To Top