Art and Jewelry Personal Collections Insurance
We can provide insurance for your personal collections. We write:
- Art insurance
- Jewelry insurance
- Wine collections insurance
- Silver sets and collections insurance
- Memorabilia collections insurance
- Musical instruments insurance
Summary
Regular homeowners or renters insurance policies typically have exclusions or limitations for specialized items such as art work or jewelry. In order to properly cover your valuables you should purchase a “personal collections insurance” policy, otherwise known as a “floater.” Personal collections can be written as a stand-alone policy, or they can be added by endorsement to most home insurance or renters insurance policies.
There are many advantages to having a personal collections insurance policy, some of which include properly covering your valuables, broader coverage for valuables, and lower deductibles on your valuable items.
The process to insure your collections is fairly easy. The items can be insured in one lump sum, often called “blanket coverage.” Or you can itemize each item individually which is referred to as “scheduled” coverage. Sometimes, if your items are need to be insured for a high limit of coverage, current appraisals are needed.
The rates and coverage to insure your collections vary from company to company, so make sure to read your policy closely.
Get a quote:
For a free personal collections insurance quote, please contact us at:
805-963-4048
Or email
Service@baxterinsurance.com
Providing free Art & Jewelry Insurance quotes to all cities in California including:
Santa Barbara, Goleta, Montecito, Summerland, Carpinteria, Summerland, Solvang, Santa Maria, Los Olivos, Los Alamos, Santa Ynez, Ventura, Oxnard, Ojai, Fillmore, Camarillo, Thousand Oaks, Agoura Hills, Westlake Village, Simi Valley, Bakersfield, San Jose, San Diego, Los Angeles, Santa Monica, Long Beach, San Francisco