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California Fair Plan

California Fair Plan

The California Fair Access to Insurance Requirements (“FAIR”) Plan helps high risk property owners obtain insurance when they’re unable to find coverage in the open insurance market. The FAIR plan was created in July 1968 following the brush fires and riots that wreaked havoc in California in the 1960’s.

The FAIR Plan is a state-mandated program that offers insurance to property owners that would otherwise be denied because their property is in a high-risk area for a number of factors. The FAIR Plan is not guaranteed to provide coverage but works with property owners who have been deemed too high risk.

What is a High Risk Home?

  • homes that are in natural disaster-prone areas
  • homes that have reported a high number of claims
  • homes in areas with high crime
  • homes that are in extreme disrepair

Do you have a high risk home that you need to insure?
Click here to get a quote!

Read more about the California FAIR Plan

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