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Earthquake Insurance

Best Homeowners Insurance Options in 2022

By April 19, 2022September 27th, 2023No Comments

Do you own a home in Santa Barbara? Let us help you find the best possible coverage to protect it! We offer competitive homeowners insurance rates and work with our clients to provide multiple policy options for you to choose from.

What does homeowners insurance cover?

The best homeowners insurance options available in 2022 provide property insurance coverage as well as some liability coverage:

  • destruction and damage to a residence’s interior and exterior
  • the loss or theft of possessions
  • personal liability for harm to others

Additional Homeowners Insurance Riders

Since we live in an earthquake, fire, and flood prone state, you will likely want to have additional coverage for those potential unpredictable risks. With this specialty coverage you will be able to make necessary repairs and replacements should any of these events damage your home. Talk to one of our representatives about these additional rider policies.

Work with the Baxter Insurance Team

Working with a local agent lets us tailor your insurance plan to the needs of fellow Santa Barbarans! We have been in business since the 1980s and are very well versed on the ins and outs of local and state insurance needs and requirements. We are also here to help you when you need to file claims or manage your policy. Let us do the hard work for you! Call us today to talk about your Homeowners Insurance policy needs: (805) 963-4048.